NewAI governance + FINOP & compliance · since 1985
Use AI with confidence. Show FINRA you supervise it.
Your people already use AI to write emails, summarize research and draft marketing. RND Resources helps broker-dealers, investment advisers and municipal advisors govern that AI, and runs the FINOP and compliance work behind it. Led by Debasish Banerjee, CPA.
$5,000 fixed fee. Credited toward your first month if you subscribe within 60 days.
Led by Debasish Banerjee, CPASince 1985FINRA · SEC · MSRBClients nationwide
Why now
Regulators have made AI an exam topic.
FINRA's 2026 report
FINRA's 2026 Annual Regulatory Oversight Report added a section on generative AI and, for the first time, AI agents: supervision, testing, monitoring and agents acting beyond their authority.
FINRA's rules apply to AI as they apply to any other tool. Supervision, communications and recordkeeping obligations follow the output, whoever or whatever wrote it.
A fixed-fee review that gives your firm a documented, defensible AI program, and gives your CCO something concrete to show an examiner.
What you get
AI use inventory. The AI tools and features your people and vendors actually use, including AI built into email, CRM, research and note-taking software.
Gap check. Your controls compared with FINRA's 2026 generative AI guidance and the SEC's 2026 priorities.
Written AI procedures. An AI chapter for your written supervisory procedures and an acceptable-use policy your people can follow.
Vendor questions. A due-diligence questionnaire for AI features in the software you buy.
Remediation plan. Prioritized fixes and a briefing for your principals.
$5,000Fixed fee. Clear scope, no hourly billing.
Credited toward your first month if you start an RND compliance subscription within 60 days.
Request the review →Full details and FAQ →
Step 1
Scoping call
Twenty minutes with Dave on your business, your people and the AI they use.
Step 2
Inventory
We map AI use across your staff, vendors and client communications.
Step 3
Gap check
We test your supervision, records, vendor oversight and marketing against current guidance.
Step 4
Procedures & plan
You get written AI procedures, a remediation plan and a principals' briefing.
Then
Compliance delivered with supervised AI.
Our monthly FINOP and compliance subscription pairs four decades of hands-on experience with current technology.
Rule-change monitoring
AI agents watch FINRA and SEC rule changes and flag the ones that affect your firm.
E-communications triage
AI helps sort email and messages for review, so your principals spend their time on what matters.
Every deadline tracked
From FOCUS reports to annual audits, the filing calendar is tracked for you.
First drafts, reviewed by people
AI prepares first drafts of reports and procedure updates. An experienced professional reviews every output, consistent with FINRA Regulatory Notice 24-09.
From $7,500 per month, scaled to your business lines and activity. Small firms get packaged FINOP, assessment, payroll and 1099 services for a flat monthly fee.
Newly formed broker-dealer? Our optional New Firm Growth Pricing Program starts at $6,000 per month, with flat fees that step up by revenue band as your firm grows. The difference from our standard fee is recovered once revenue builds, and a 12-month initial term applies. Available to firms approved for FINRA membership within the past 24 months or with a New Membership Application pending.
Best-interest policies, Form CRS, best-execution reviews and CAT reporting oversight.
Reg BIForm CRSCAT
Cybersecurity & data protection
Risk assessments, incident-response planning, vendor management and training aligned to amended Regulation S-P.
Reg S-PReg S-IDIR plan
Securities accounting & tax
Brokerage accounting, commission statements, payroll and 1099 filings, assessment reporting and securities tax preparation.
GL & financials1099SIPC
Registration & licensing
Firm and individual registrations, U4/U5 support, CE tracking, and FCA registration for UK and EU firms.
CRDForm U4FCA
FINRA compliance consulting
FINRA compliance consulting services, from one accountable team.
RND Resources is a FINRA compliance consultant for small and mid-sized broker-dealers, investment advisers and municipal advisors. We run your compliance program and your financial operations together, so supervision, net capital and filings stay in step.
Ongoing
Outsourced CCO and compliance
Written supervisory procedures, supervisory reviews, annual compliance meetings and certifications, and a calendar of every FINRA and SEC deadline.
AML independent test, Firm Element CE, annual compliance meeting
✓
—
✓
Disputes
Customer complaints, arbitration and legal support
Sometimes
Sometimes
✓
RIA formation, filing and compliance program
✓
—
✓
Comparison reflects typical service scopes, not any specific firm. Where we provide FINOP or bookkeeping services, auditor-independence rules mean your annual audit is performed by a separate firm — we coordinate with them.
How we work
We won't file your application and disappear.
Step 1
Discovery call
A no-cost conversation about your business model, your regulators and what's due next.
Step 2
Gap assessment
We review WSPs, books and records, filings and exam history against current rules.
Step 3
Build the program
Policies, calendar, FINOP and accounting set-up — sized to your firm, priced up front.
Step 4
Year-after-year oversight
Due-date alerts, filings, annual reviews and a senior professional on call when regulators ask.
A CPA, MBAs and veteran compliance specialists — coordinated as one program.
Devoted exclusively to the investment community. Accounting, back office, registration and compliance for securities firms is all we do.
Senior attention. You work directly with principals who have been in the securities industry since 1985.
Practical guidance. Advertising, record keeping, compensation, recruiting, net capital — and reminders before renewals and year-end filings come due.
Fair, predictable pricing. Small firms get packaged FINOP, assessment, payroll and 1099 services for a flat monthly fee.
Our team
Principals you'll actually talk to.
Deep, hands-on knowledge of broker-dealer and RIA business rules, regulation and accounting — across start-ups, emerging and established firms. RND Resources, Inc. is a business consulting firm; its principal, Debasish (Dave) Banerjee, is a Certified Public Accountant.
In the securities industry since 1985 as an accounting and compliance specialist. BS in Engineering from the Indian Institute of Technology; MBA, University of Calcutta; MBA, Thunderbird School of Global Management.
Compliance consultant to broker-dealers and registered investment advisers since 1990. MBA, Thunderbird School of Global Management.
Broker-dealersRIAs
We're hiring FINOPs and compliance professionals. Remote, anywhere in the U.S. Start as an independent consultant, with a path to becoming an employee with benefits.
RND Resources have been our compliance consultants for the last 14 years. They have supported our annual compliance needs, opened branch offices, updated our WSP, initiated CMAs and guided us through five FINRA audits.
— A. Johnson
Dave's knowledge of FINRA and SEC compliance requirements, combined with his highly professional and reliable performance, make him a premier securities industry consultant.
— B. Dodson
Dave has been helping us with our FINRA compliance and accounting services from the time we formed our broker-dealer. He and his firm are the only firm we've ever used. He is a pro.
— Robert S.
I keep coming back because Dave has a deep understanding of the regulatory issues we deal with, and occasionally offers solutions which saved us money. Dave is my go-to guy for all things FINRA/SEC.
— J. Thrift
Dave is very good at simplifying and explaining the complex world of equity trading, back-office operations and clearing relationships to non-experts.
— David G.
From our blog
Practical compliance, explained.
A Guide to Form BD Amendments for Broker-Dealers
Use this guide to Form BD amendments to identify reportable changes, meet CRD deadlines, and coordinate FINRA, SEC, state, and timely operational filings.
Internal versus outsourced compliance teams: assess control, cost, capacity, and regulatory readiness for broker-dealers and advisers under FINRA rules.
How a broker-dealer compares clearing firms: clearing models, deposits and fees, net capital effects, the Rule 4311 agreement, and where to find a list.
Dunning-Kruger and price-based selection can expose securities firms to compliance gaps, missed deadlines, and avoidable regulatory risk as firms grow.
Recent FINRA and SEC developments we're helping clients prepare for. Updated September 22, 2026.
SEC approves FINRA Rule 3290, replacing the outside activities rules
New Rule 3290 consolidates Rules 3270 and 3280 and focuses on investment-related outside activities. FINRA will announce the effective date; firms should plan WSP updates now.
Private offerings: expanded Rule 5123 and 5110 exemptions approved
Offerings sold to family offices and entities with over $5 million in assets gain exemptions from Rule 5123 filing, and Rule 5110 underwriting-compensation rules are clarified.
FINRA proposes overhaul of Rule 2210 communications rules
Proposals would allow performance projections in some communications and replace pre-approval of retail communications with risk-based supervision, including social media and AI content.
Regulation S-P amendments now apply to smaller firms
Smaller broker-dealers must now have written incident-response procedures, service-provider oversight and 30-day customer breach notification in place.
Every FINRA-administered qualification, what it lets a person do, and the ones Dave holds — highlighted in amber. Dave has been registered with FINRA (formerly the NASD) since 1986.
Stock photo
14qualification exams passed
12FINRA registrations approved
2state agent registrations (CA, NY)
67firms registered with since 1986
Held by Debasish (Dave) Banerjee, CRD# 1555979
Foundational
FINRA
SIEHeld by Dave
Securities Industry Essentials
Entry-level exam on markets, products, prohibited practices and regulation. Corequisite for every representative-level registration.
Passed 10/01/2018
Representative
FINRA
Series 6
Investment Company & Variable Contracts Products Representative
Sell mutual funds, variable annuities and life products, UITs and 529 plans.
Series 7Held by Dave
General Securities Representative
The broadest representative registration: stocks, bonds, options, funds and most other securities.
Registered since 06/07/2006 · exam passed 02/21/1987
Series 22
Direct Participation Programs Representative
Sell limited partnerships, non-traded REITs, oil & gas and other DPP interests.
Series 57Held by Dave
Securities Trader
Proprietary and agency trading, market making and trade execution in equities, options and other securities.
Registered since 04/09/2025 · exam passed 01/02/2023
Series 79Held by Dave
Investment Banking Representative
M&A and restructuring advice, underwriting, public offerings and private placements.
Registered since 04/09/2025 · exam passed 01/02/2023
Series 82
Private Securities Offerings Representative
Sell private placements such as Regulation D offerings.
Series 86 / 87
Research Analyst
Prepare equity research reports (86 analysis, 87 regulations).
Series 99Held by Dave
Operations Professional
Back-office covered functions: settlement, books and records, margin, account transfers and operations oversight.
Registered since 10/20/2011 · exam passed 01/02/2023
Principal & supervisory
FINRA
Series 4Held by Dave
Registered Options Principal
Supervise a firm's options business, accounts and communications.
Registered since 01/29/2010 · exam passed 08/12/1999
Series 9 / 10
General Securities Sales Supervisor
Supervise sales activity at branch offices, including options.
Series 14Held by Dave
Compliance Officer
Serve as Chief Compliance Officer of a broker-dealer.
Registered since 10/01/2018 · exam passed 01/02/2023
Series 16
Supervisory Analyst
Review and approve research reports.
Series 23
General Securities Principal – Sales Supervisor Module
Lets Series 9/10 sales supervisors qualify as General Securities Principals.
Series 24Held by Dave
General Securities Principal
Supervise and manage most broker-dealer activities, including WSPs and registered persons.
Registered since 06/07/2006 · exam passed 05/20/1988
Series 24 + 79Held by Dave
Investment Banking Principal
Supervise investment banking activity. Requires the Series 24 plus the Series 79.
Registered since 04/09/2025
Series 24 + 57Held by Dave
Securities Trader Principal
Supervise trading activity. Requires the Series 24 plus the Series 57.
Registered since 04/09/2025
Series 26
Investment Company & Variable Contracts Principal
Supervise a firm limited to funds and variable products.
Series 27Held by Dave
Financial & Operations Principal (FINOP)
Oversee net capital, customer protection, FOCUS reporting and books and records at any broker-dealer, including clearing and carrying firms.
Registered since 04/06/2006 · exam passed 08/18/1986
Series 28
Introducing Broker-Dealer FINOP
Limited FINOP registration for introducing firms that do not carry customer accounts.
Series 39
Direct Participation Programs Principal
Supervise a firm limited to DPP products.
Municipal securities & advisors
MSRB · FINRA
Series 50
Municipal Advisor Representative
Give advice to municipal entities and obligated persons.
Series 51
Municipal Fund Securities Principal
Supervise sales of 529 college-savings and ABLE plans.
Series 52Held by Dave
Municipal Securities Representative
Underwrite, trade and sell municipal securities.
Registered since 04/09/2025 · exam passed 01/02/2023
Series 53Held by Dave
Municipal Securities Principal
Supervise a dealer's municipal securities activities.
Registered since 04/09/2025 · exam passed 06/23/2003
Series 54
Municipal Advisor Principal
Supervise municipal advisory activities.
State law
NASAA · administered by FINRA
Series 63Held by Dave
Uniform Securities Agent State Law
Required by most states to register as a securities agent.
Agent registrations: California since 01/29/2010, New York since 04/10/2025 · exam passed 07/11/1990
Combined agent and adviser-representative exam, taken with the Series 7.
Futures
NFA · administered by FINRA
Series 3
National Commodity Futures
Sell futures and options on futures.
Series 30
NFA Branch Manager
Manage a futures branch office.
Series 31
Futures Managed Funds
Sell managed futures funds.
Series 32
Limited Futures – Regulations
Futures regulations for Series 7 holders.
Series 34
Retail Off-Exchange Forex
Retail foreign-exchange activity.
Retired
FINRA
Series 55Held by Dave
Limited Representative – Equity Trader
Former equity trader registration, replaced by the Series 57 Securities Trader.
Exam passed 01/27/1999
“TO” (top-off) versions of the Series 7, 57, 79, 82, 86/87 and 99 exams are taken with the SIE. Principal registrations generally require a representative-level prerequisite. Futures exams are NFA qualifications administered by FINRA; state law exams are NASAA exams administered by FINRA. Descriptions are summaries; see FINRA's qualification exams for full requirements.
* Debasish Banerjee's FINRA licensing is available for engagement on a dual licensing basis, subject to FINRA approval.
Experience
Four decades as a FINOP, principal and compliance officer.
From Form U4 and FINRA BrokerCheck: financial and operations, supervisory and compliance roles for introducing firms, trading firms, investment banks and advisers across the country.
Industry roles today
RND Resources, Inc. — regulatory compliance consulting, since 1989
FINRA Western Regional Committee, District 2 — elected member, three-year term from January 2023
Investors Choice Advocates Network (I CAN) — Treasurer and Board Member of the non-profit public-interest law firm, since 2022
Financial Professional Coalition — member, since 2023
Employment history last 10 years, as reported on Form U4
Dates
Employer
Position
Location
03/2006 – Present
Second Street Securities, Inc.
FINOP
Westlake Village, CA
09/1992 – Present
Great Pacific Securities
FINOP
Costa Mesa, CA
01/1990 – 04/2025
RND Compliance
Consulting
Westlake Village, CA
06/2010 – 02/2025
Ministry Partners Securities, LLC
Principal
Brea, CA
07/2003 – 04/2024
BG Worldwide Securities, Inc.
FINOP, General Securities Principal
Los Angeles, CA
11/2021 – 04/2023
Opal Securities, Inc.
CCO, FINOP
Woodland Hills, CA
08/2019 – 08/2022
Ebisu Securities
FINOP
Woodland Hills, CA
01/2019 – 12/2021
IRIS Trading, Inc.
Principal / FINOP
Poulsbo, WA
10/2020 – 09/2021
SMBX Securities, LLC
FINOP / Principal
Woodland Hills, CA
09/2003 – 11/2020
Benefit Funding Services, LLC
FINOP
Woodland Hills, CA
02/2016 – 04/2020
TradeZero America, Inc.
FINOP
Los Angeles, CA
11/2018 – 09/2019
Brex Treasury LLC
FINOP, Principal
San Francisco, CA
09/2017 – 10/2018
BD4RIA, Inc.
FINOP
Fort Worth, TX
05/2017 – 08/2018
Financial West Group
FINOP
Westlake Village, CA
03/2017 – 05/2018
Liberty Associates, Inc.
Options Principal
New York, NY
07/2011 – 11/2017
True Colors Investing
Adviser Representative
Woodland Hills, CA
04/2013 – 12/2016
Montecito Advisors, Inc.
CO-FINOP
Santa Barbara, CA
Registration history — 81 registrations with 67 firms, 1986 to today
B Broker-dealer IA Investment adviser · Source: FINRA BrokerCheck
Type
Dates
Firm
Firm CRD#
Branch
B
04/2006 – Present
Second Street Securities, Inc.
42404
San Francisco, CA
B
04/1993 – 05/2025
Great Pacific Securities
29251
Costa Mesa, CA
IA
08/2019 – 02/2025
Ministry Partners Securities, LLC
154349
Westlake Village, CA
B
03/2011 – 02/2025
Ministry Partners Securities, LLC
154349
Brea, CA
B
07/2003 – 09/2024
BG Worldwide Securities, Inc.
121735
Westlake Village, CA
B
11/2021 – 04/2023
Opal Securities, Inc.
8246
New York, NY
B
05/2020 – 08/2022
Ebisu Securities Inc.
305184
Woodland Hills, CA
B
10/2019 – 12/2021
IRIS Trading, Inc.
300262
Woodland Hills, CA
B
09/2003 – 11/2020
Benefit Funding Services, LLC
44079
Woodland Hills, CA
B
09/2016 – 05/2020
TradeZero America, Inc.
282940
Beverly Hills, CA
B
08/2019 – 09/2019
Brex Treasury LLC
299606
Salt Lake City, UT
B
03/2018 – 11/2018
BD4RIA, Inc.
290240
Fort Worth, TX
B
05/2017 – 08/2018
Financial West Group
16668
Reno, NV
B
03/2017 – 05/2018
Liberty Associates, Inc.
15071
New York, NY
IA
06/2013 – 11/2017
True Colors Investing, LLC
150981
Woodland Hills, CA
B
04/2013 – 12/2016
Montecito Advisors, Inc.
104004
Santa Barbara, CA
B
01/2015 – 08/2016
Opus Financial Partners, LLC
172146
Irvine, CA
B
06/2012 – 03/2015
Noriba Investing
150981
Woodland Hills, CA
B
06/2013 – 03/2014
Decker & Co, LLC
166446
Woodland Hills, CA
B
07/2012 – 01/2014
Tanius Technology LLC
161341
Alamo, CA
B
08/2011 – 05/2013
Duniya Trade, Inc.
150616
Carlsbad, CA
B
07/2010 – 02/2013
Aletheia Securities, Inc.
44784
Santa Monica, CA
B
11/2011 – 10/2012
Northeastern Financial Group, Incorporated
16208
Woodland Hills, CA
IA
04/2012 – 06/2012
Noriba Investing
150981
Pasadena, CA
B
07/2011 – 06/2012
Noriba Investing
150981
Woodland Hills, CA
B
08/2011 – 02/2012
Century Pacific Securities, Inc.
113698
Bellevue, WA
B
05/2010 – 03/2011
San Francisco Securities, Inc.
43629
Canoga Park, CA
B
03/2010 – 04/2010
San Francisco Securities, Inc.
43629
Canoga Park, CA
B
10/2005 – 04/2010
Viewpoint Securities, LLC
104226
San Diego, CA
B
11/2009 – 11/2009
New Century Capital Partners, Inc.
147071
Los Angeles, CA
B
09/2008 – 10/2009
Stonnington Group, LLC
131221
Pasadena, CA
B
12/1997 – 10/2009
Hunter World Markets, Inc.
38755
Beverly Hills, CA
B
07/2005 – 04/2009
QuantTrade
135723
Woodland Hills, CA
B
12/1999 – 01/2009
MB Trading
30330
El Segundo, CA
B
08/2008 – 10/2008
San Francisco Securities, Inc.
43629
Canoga Park, CA
B
10/2003 – 05/2008
Wedge Securities, LLC
126776
Woodland Hills, CA
B
01/2005 – 01/2008
LN Securities, Inc.
2554
New York, NY
B
07/2006 – 10/2007
Morgan Peabody, Inc.
38306
Sherman Oaks, CA
B
05/2005 – 10/2007
ePlanning Securities, Inc.
46000
New York, NY
IA
12/2006 – 06/2007
Reik & Co., LLC
142414
Woodland Hills, CA
B
08/2005 – 04/2007
Stonnington Group, LLC
131221
Pasadena, CA
B
02/2006 – 01/2007
Redwood Securities Group, Inc.
27536
San Francisco, CA
B
03/2003 – 07/2006
ComCap Financial Services, Inc.
42888
Irvine, CA
B
07/2004 – 06/2006
WCM Partners, LLC
131421
Del Mar, CA
B
01/2006 – 03/2006
Strome Securities, L.P.
29682
Santa Monica, CA
B
09/2003 – 01/2006
Klein Investment Group, L.P.
36392
Beverly Hills, CA
B
09/2005 – 10/2005
Strata Partners, LLC
132855
Chicago, IL
B
01/2005 – 09/2005
Strata Partners, LLC
132855
Chicago, IL
B
08/2004 – 08/2005
Hornblower Fischer & Co.
10885
New York, NY
B
07/2004 – 12/2004
Silver Pacific Advisors, LLC
125572
Las Vegas, NV
B
07/2003 – 07/2004
Silver Pacific Advisors, LLC
125572
Las Vegas, NV
B
06/2003 – 01/2004
Round Hill Securities, Inc.
35223
Alamo, CA
B
08/2002 – 05/2003
Round Hill Securities, Inc.
35223
Alamo, CA
B
01/2001 – 05/2003
Klein Investment Group, L.P.
36392
Beverly Hills, CA
B
09/2002 – 11/2002
Stonehaven, LLC
118913
New York, NY
B
12/2001 – 09/2002
RTX Securities Corporation
18296
New York, NY
B
10/2001 – 08/2002
Inter Securities Ltd.
40733
San Francisco, CA
B
10/2001 – 03/2002
Secured Capital LLC
26723
Los Angeles, CA
B
04/2001 – 01/2002
Direct Capital Securities, Inc.
29639
Austin, TX
B
03/1997 – 01/2002
Sinex Securities, LLC
39455
Austin, TX
B
12/2000 – 08/2001
GoNow Securities, Inc.
104020
Los Angeles, CA
B
01/2001 – 07/2001
Sepulveda & Smith Securities, Inc.
6285
Long Beach, CA
B
03/2001 – 04/2001
WM Smith Securities Incorporated
30777
Greenwood Village, CO
B
03/2000 – 09/2000
Sepulveda & Smith Securities, Inc.
6285
Long Beach, CA
B
10/1999 – 09/2000
Online Stock Market, Inc.
47125
Los Angeles, CA
B
04/1999 – 06/2000
Hollencrest Securities, LLC
46217
Newport Beach, CA
B
09/1999 – 06/2000
ePlanning Securities, Inc.
46000
Roseville, CA
B
07/1999 – 01/2000
San Clemente Securities, Inc.
21895
San Clemente, CA
B
02/1996 – 03/1999
San Clemente Securities, Inc.
21895
San Clemente, CA
B
12/1997 – 11/1998
Bel Air Securities LLC
41477
Boston, MA
B
12/1995 – 02/1996
Coast Asset Securities Corporation
29319
Santa Monica, CA
B
04/1991 – 03/1993
Merchant Banking Services, Inc.
21670
Laguna Hills, CA
B
05/1992 – 08/1992
Tradeway Securities Group, Inc.
29794
Carlsbad, CA
B
10/1990 – 02/1991
Liberty Capital Markets, Inc.
16534
B
06/1990 – 10/1990
Agoura Hills Investment Group, Inc.
16486
B
05/1990 – 06/1990
Bagdasarian Lee Incorporated
26248
B
12/1989 – 06/1990
First America Equities Corp.
7652
B
11/1987 – 02/1990
PAMCO Securities and Insurance Services
11028
B
01/1989 – 12/1989
First America Equities Corp.
21473
B
10/1987 – 01/1988
Kennedy, Cabot & Co.
2417
B
11/1986 – 05/1987
PacNet Securities, Incorporated
13808
Compliance tools & templates
Free regulator tools we use with clients.
Official templates, checklists and guides from FINRA, the SEC, MSRB, NASAA, FinCEN and OFAC. Links checked September 2026. Need one tailored to your firm? We can adapt it.
These are third-party resources; RND Resources is not affiliated with the publishers.
Training
Continuing Education - Firm Element
FINRA Rule 1240(b) requires every member firm to assess its training needs at least once a year and deliver a written Firm Element plan to all registered persons. We build the plan, supply the content and keep the records examiners ask for.
Stock photo
Firm Element module · 3 min 37 sec
AI in Broker-Dealer Compliance
Dave walks through where AI is helping compliance teams today, where it goes wrong, what FINRA and the SEC expect, and a simple governance framework firms can put in place this quarter.
Summarization, e-comms triage and AML narratives
Hallucinations, bias, data leakage and "AI washing"
Supervision, recordkeeping and vendor oversight
A practical AI governance checklist
Firms may use this briefing within a Firm Element program based on their own needs analysis. Pair it with FINRA's AI resources below and record attendance.
01
Needs analysis
We review your business lines, exam findings, new rules and Regulatory Element results to set priorities.
02
Written training plan
An annual plan covering role-specific topics and professional responsibility, plus supervisory training where needed.
03
Delivery
Video modules, live sessions and FINRA content — coordinated with your Rule 3110(a)(7) annual compliance meeting and Rule 3310(e) AML training, which may count toward Firm Element.
04
Records
Attendance, attestations and materials organized for your books and records and your next FINRA exam.
Education materials from FINRA
Official FINRA and CE Council resources for your Firm Element plan.
Links checked September 2026. FINRA and CE Council are third-party publishers; RND Resources is not affiliated with them. Some FINRA courses, such as FLEX, are subscription-based.
Free training
Free courses and webinars from regulators you can use for Firm Element
No-cost training from FINRA, the SEC, NASAA, MSRB, CISA and OFAC. Choose items that match your firm's annual needs analysis, then record who completed them and when.
Free resources checked September 2026. Some FINRA recordings require a FINRA member login. Firm Element content must reflect your own needs analysis; RND Resources is not affiliated with these publishers.
Pay an invoice
Pay online by card or bank transfer.
Secure checkout by Stripe. Enter the amount and your invoice number; you'll get an emailed receipt.
01 From client – uploads. Add trial balances, bank and clearing statements, WSPs, exam letters and anything we request. Only you and RND can see it.
02 From RND – deliverables. FOCUS workpapers, compliance reviews, AML test reports and filings we prepare for you. View and download.
First time? We'll email you a link to your folder. Sign in with the invited email address; if it isn't a Google account, Google sends a one-time code. For security, turn on a passkey for your Google account.
FAQ
Questions firms ask us first.
Don't see yours? Ask on the discovery call.
Can broker-dealers use generative AI?
Yes. FINRA describes its rules as technology neutral, so they apply to AI as they do to any other tool. Your firm stays responsible for supervision, communications, recordkeeping and fair dealing when your people use AI.
Do we need written procedures for AI?
FINRA Rule 3110 requires a supervisory system reasonably designed for your business, including the tools your people use. FINRA's 2026 oversight report lists policies, review and approval, testing and ongoing monitoring among effective practices for generative AI.
What does the $5,000 AI Governance Readiness Review include?
An inventory of the AI your people and vendors use, a gap check against FINRA's 2026 generative AI guidance and the SEC's 2026 priorities, written AI supervisory procedures and an acceptable-use policy, vendor due-diligence questions, and a prioritized remediation plan with a briefing for your principals. The fee is credited toward your first month if you start an RND subscription within 60 days.
Can a small broker-dealer really outsource its FINOP?
Yes. Many introducing and non-carrying firms don't need a full-time Series 27 or 28 principal. We serve as your FINOP on a part-time basis, handling net capital, FOCUS reports, year-end schedules and auditor coordination for a predictable monthly fee.
Do you help start a new broker-dealer?
We handle the full new membership application — business plan, WSPs, financial projections, net capital planning, Form BD and preparation for the pre-membership interview — and then stay on to run compliance and operations once you're approved.
We're buying (or selling) a broker-dealer. Where do you fit?
Ownership changes usually require a continuing membership application under FINRA Rule 1017. We prepare it, advise on structure and tax implications, and update supervisory procedures for the combined business.
Do you help with the annual audit?
Yes. We prepare the year-end schedules, answer the auditor's requests and work alongside your independent auditor so the annual audited reports are filed on time.
We just got an exam request letter. Can you help now?
Yes. We regularly step in mid-exam to organize document production, respond to deficiency findings and put remediation in place. Call us as early as you can.
Where are your clients located?
We work with securities firms nationwide from our office in Calabasas, California, and we assist UK and EU firms with FCA registration.
Contact
Book the AI review, or request a proposal.
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Main office
RND Resources, Inc. 4422 Tedregal Court Calabasas, CA 91302
